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[ThinkMarkets Review] The withdrawal regulations are a bit inhumane, but everything else is fine. Please see the details in the text.

肯尼
1-2 years
Verified

Neutral

Due to the withdrawal design not being very user-friendly, other aspects such as deposit speed, customer service speed, and being regulated by the FCA are still considered good, so an overall rating of average is given. Description of the non-user-friendly withdrawal issue: The withdrawal method involves first refunding the principal to the original credit card used for deposit, which is fine. However, if that credit card is no longer available and another withdrawal method is desired, proof of the card closure must be provided. Over a year ago, I deposited $10, which was lost. This time, I deposited $50 and made a profit of $10. However, since I have forgotten which credit card I used for the $10 deposit over a year ago and whether it was closed, ThinkMarkets customer service stated that they cannot retrieve the credit card details used for deposit. This poses a problem because even if you have accumulated profits, you cannot withdraw them until the refund of the principal is processed first, as per ThinkMarkets' policy. Therefore, to withdraw the profits, you must recall which credit card was used for the $10 deposit over a year ago, contact the credit card company to request records of the deposit and proof of card closure, and submit this information to ThinkMarkets official. Only then can the $10 be processed through another withdrawal channel. After completing this process, the remaining profits can be withdrawn through another channel. This design is quite non-user-friendly. Note: Attached is a conversation record with ThinkMarkets official customer service for reference.

Original

[ThinkMarkets評價] 出金規定有點不符合人性,其他還行,詳見內文

因扣除出金設計不太符合人性而其他如入金速度、客服速度、有FCA監管等都還算不錯,因此總評給中評。 出金不符合人性問題描述: 出金方式是本金先退刷到原本入金的信用卡,這部分是沒問題的,但是如果該信用卡剪卡要使用其他方式出金那就必須提供剪卡證明,我一年多前入金過10美元,這10美元輸掉了,這次入金50美元,盈利了10美元,但因為一年多前用了哪張信用卡入金?是否剪卡等資訊都忘記了,ThinkMarkets客服說他們無法查詢入金的信用卡尾碼,這會造成的問題是就算你有再多獲利都無法將你的獲利出金,因為ThinkMarkets規定要先處理本金的退刷,本金的退刷都完成後才能出盈利,因此一年多前我入金的10美元是用了哪張信用卡入金的就必須自己回想起來並跟信用卡公司申請一年多前的入金紀錄與剪卡證明等資訊提交給ThinkMarkets官方這樣才能將這10美元申請成其他出金管道,這個流程完成後盈餘才能用其他管道出金,這種設計蠻不人性化的。 備註:附件有跟ThinkMarkets官方客服對話紀錄可參考。

07-10

Taiwan

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