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Topstep trading account types and fees explained
Abstract:Discover Topstep trading account types, fees, and evaluation process. Learn how funded accounts work,the costs involved, and FAQs to decide if this trading model suits you.
What Trading Accounts Does Topstep Provide?
Topstep does not offer traditional brokerage accounts. Instead, it provides a proprietary trading model based on an evaluation program. Traders start with a simulated account called the Trading Combine, where they must meet profit targets and risk controls. Successful participants qualify for a Live Funded Account, trading with firm capital instead of personal funds. This unique account structure shifts focus from deposits and leverage to performance and consistency.
What Are the Account Options and Evaluation Rules at Topstep?
Topstep offers different evaluation account sizes, each tied to profit targets and daily loss limits. Instead of setting leverage or minimum deposits like a broker, Topstep sets structured trading rules.
| Account Type (Evaluation) | Starting Balance | Profit Target | Daily Loss Limit | Max Trailing Drawdown | 
| Small Account | $50,000 | $3,000 | $1,000 | $2,000 | 
| Standard Account | $100,000 | $6,000 | $2,000 | $3,000 | 
| Large Account | $150,000 | $9,000 | $3,000 | $4,500 | 
These accounts act as qualification paths to a funded account.
How About Topstep Trading Fees?
Topstep charges fees differently than brokers. Instead of spreads and commissions, traders pay for the evaluation and platform usage. Costs vary by account size and add-ons like data feeds.
| Fee Type | Amount/Range | 
| Monthly Evaluation Fee | ~$165–$375 depending on account size | 
| Platform Access | Included in subscription (TopstepX, etc.) | 
| Exchange/Market Data | ~$100–$120 per month (varies by exchange) | 
| Commission (Funded Acc) | Standard futures commissions apply | 
This fee model ensures that the company earns from subscriptions and not from client losses.
FAQs about Topstep Trading Accounts & Fees
Q1: Does Topstep require a minimum deposit?
A: No, traders pay an evaluation fee instead of funding accounts with personal capital.
Q2: Are there spreads or trading commissions?
A: Spreads come from the futures market. In funded accounts, traders pay standard exchange commissions.
Q3: What happens if I fail the Trading Combine?
A: You may reset or re-subscribe to the evaluation program by paying the relevant fee.
Disclaimer:
The views in this article only represent the author's personal views, and do not constitute investment advice on this platform. This platform does not guarantee the accuracy, completeness and timeliness of the information in the article, and will not be liable for any loss caused by the use of or reliance on the information in the article.
