XTB Demo Account Types, Fees, and Spreads

XTB provides a straightforward account structure designed to accommodate different trading needs. We found that the broker primarily offers a Standard account, with an additional Islamic (swap-free) option available for clients who follow Sharia law. A key feature is the XTB demo account, which allows potential clients to test strategies without financial risk. While there is no minimum deposit requirement to open a live account, it's important to understand the associated costs, including spreads and commissions, which vary depending on the account type.

Account Options for Every Trader

XTB's account offerings are built to provide a choice between spread-based and commission-based pricing models. The Standard account is a popular choice for most retail traders, as it simplifies the cost structure by incorporating all trading fees into the spread. This means there are no separate commissions for trading most CFDs. The Islamic account is a crucial feature for Muslim traders, ensuring their trading activities are compliant with their religious principles by removing swap fees. Our team can confirm this account operates as a no-swap option.

How XTB Handles Spreads and Commissions

The fee structure at XTB is designed to be transparent. For the Standard account, the primary cost is the spread, which is a floating value. On this account, commission on stocks and ETFs is 0% for monthly turnover up to 100,000 EUR. After that, a 0.2% commission (with a minimum of 10 GBP) applies. Currency conversion fees of 0.5% may also be applied. For most CFDs (Forex, Commodities, Indices), there are no commissions, and the cost is absorbed into the spread.

FAQs about XTB Account Types & Fees

Q: Can I open a live account with no deposit?

A: Yes. XTB does not have a minimum initial deposit requirement. This means you can open and fund your account with any amount you choose, provided it is enough to cover the minimum margin for your first trade.

Q: What is the purpose of the XTB demo account?

A: The XTB demo account serves as a risk-free environment for traders of all experience levels. It is an excellent tool for beginners to learn how to navigate the platform and for experienced traders to test new strategies using virtual funds without risking real capital. The demo account provides access to real market data and is a great way to explore XTB's offerings before committing real money.