XTB Trading Account Types, Spreads, and Fees

A Comprehensive Guide to XTB Accounts and Pricing

XTB offers a single, versatile trading account designed to serve a diverse range of investors. This account combines the benefits of long-term investing with the opportunities of short-term CFD trading. We found this structure to be highly streamlined, allowing users to access over 10,800 instruments, from shares and ETFs to forex and commodities, all from one interface. The most significant benefit we identified is the 0% commission on stock and ETF trades up to a substantial monthly turnover of 100,000 EUR. This feature directly addresses the needs of active investors who seek to minimize their trading costs.

Understanding XTB's Account Structure and Features

We analyzed the information provided by XTB and found a simple, transparent account model. Rather than forcing traders to choose between different account tiers, XTB provides one core account that unlocks both CFD trading and stock investing. While the source material does not specify a minimum deposit requirement, the platform is structured to be accessible to a broad audience. Additionally, a major feature is the ability to earn interest on uninvested funds, which is a significant advantage we believe sets it apart from many other brokers.

A Closer Look at XTB's Spreads and Commission Fees

XTB's fee structure is designed to be competitive, particularly for those trading stocks and ETFs. For these instruments, the platform charges no commission on a monthly turnover up to the equivalent of 100,000 EUR. For turnover exceeding this limit, a commission of 0.2% is applied, with a minimum charge of 10 GBP. We found that this transparent model allows investors to manage their costs effectively. For CFD trading, XTB uses a spread-based model, where the fee is included in the buy and sell prices.

Common Questions About XTB Account Fees

Is it free to open and maintain an account with XTB?

Yes, based on the information provided, opening an account is free. Furthermore, account maintenance is also free of charge. This means traders are not charged simply for having an account with the broker.

What is the minimum deposit required to open an XTB account?

The source material does not specify a minimum deposit amount. We recommend that you start with a small amount if you are a beginner, after first testing your strategies on the free demo account.

Does XTB offer an Islamic or swap-free account?

The provided information does not mention the availability of a specific Islamic or swap-free account option. If this is an essential feature for your trading, we recommend contacting XTB's customer support directly to inquire.