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ICAP’s FFS regulation provides a foundation of reliability, but the unverified FCA license complicates its safety and legitimacy. As an institutional broker in wholesale finance, commodities, and energy, ICAP offers services that cater to large-scale transactions. However, the unverified FCA license means that there’s uncertainty regarding investor protection in the UK. In my view, ICAP may be safe for institutional traders but requires thorough verification of its FCA status before it is considered safe for retail traders. Always research brokers before committing funds.