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Manulife provides various account types depending on the product I choose. For example, if I am interested in long-term savings or retirement planning, I can open an MPF & ORSO account. Additionally, they offer investment-linked accounts, which allow me to combine insurance coverage with investment opportunities. If I am interested in life protection or health coverage, Manulife provides specific policies for those needs. For someone like me who is planning for the future, the wide variety of account options is appealing. However, the complexity of the investment-linked accounts (ILAS) might not suit those who prefer simpler, more straightforward financial products. When I log into my Manulife account, I can easily navigate through these different account types and manage them according to my goals. While the process is user-friendly, understanding the intricacies of some products, like ILAS, requires careful consideration.