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Based on my careful review of the available information about LUKFOOK JEWELLERY, I must clarify that this company does not appear to offer trading accounts or any investment instruments at all. Despite carrying a regulated status under the Hong Kong Gold Exchange with a Type B License, my understanding is that LUKFOOK JEWELLERY operates strictly as a luxury jewelry business, providing a wide range of products such as rings, necklaces, and other precious items. Their focus seems entirely on the retail and gifting of jewelry rather than on trading or forex-related services. From my perspective as an independent trader, it’s important to distinguish between firms that are financial service providers—such as brokers who offer forex or CFDs—and those with a different business model. LUKFOOK JEWELLERY’s account structure is actually a membership rewards program tied to jewelry purchases, not trading activity. Therefore, the concept of an Islamic (swap-free) trading account does not apply here. For those seeking Shariah-compliant trading options, I would advise looking specifically at regulated brokers known to provide Islamic accounts tailored for financial trading. LUKFOOK JEWELLERY is not suited for this purpose. My approach is always one of caution, so I recommend verifying a company’s services thoroughly before considering any financial engagement.