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As an independent trader with years of experience evaluating brokers, I approach IFIC Bank with considerable caution. From the outset, the lack of any valid regulatory oversight is a major red flag for me. In my personal trading journey, I’ve learned that proper regulation is critical—it means a broker is answerable to recognized authorities and must adhere to strict operational standards and client protections. In IFIC Bank’s case, this absence raises my concerns about client fund safety, transparency, and avenues for dispute resolution. While IFIC Bank does provide a variety of deposit and savings products, along with a digital banking app for account management, I have not found any mention of standard trading platforms such as MT4 or MT5 or details on forex-specific trading conditions. Their offerings seem primarily geared towards personal banking and investment deposits, not professional or retail trading. In addition, a reported incident of their server freezing for over half an hour, and the lack of responsive customer support, further reduces my confidence. Reliable infrastructure and immediate support are essential for active trading. Given the high potential risk noted and the absence of client-focused trading regulations, I would not consider IFIC Bank a trustworthy choice for trading. My experience tells me that prioritizing regulated brokers with a track record of transparency and reliable client support is essential for safeguarding capital and peace of mind.