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Based on my research and experience evaluating brokers, it’s important to be extremely careful when considering making deposits or withdrawals with HMFS. What stands out for me is that there is very little transparency regarding the available funding and withdrawal methods. The only clear information I could confirm is that the minimum deposit is set at PKR 50,000. However, the broker does not provide details about specific payment channels—whether credit cards, PayPal, Skrill, bank transfers, or cryptocurrencies are accepted remains unclear. From an expert’s standpoint, this lack of clarity is a significant concern because deposit and withdrawal transparency is crucial for safeguarding funds and allowing traders to plan accordingly. Additionally, I did not see mention of any withdrawal processing times or associated fees, both of which are standard disclosures among trustworthy, regulated brokers. The absence of this information, especially when coupled with an unregulated status and high potential risk warning, means I would be highly cautious about transferring any funds—regardless of the method. In short, HMFS does not provide enough evidence about their deposit and withdrawal options for me to feel secure recommending their services or risking my own capital.