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In my personal experience, understanding a broker’s deposit and withdrawal methods is fundamental for practical and risk-aware trading decisions. With Fineco, based on the details I’ve reviewed, the options for immediate withdrawals appear to be quite limited and depend largely on the type of account you hold. If you open a basic Trading Account, payment cards, bill payments, and various financial instruments such as checks or overdrafts are not supported—transfers are the only listed method. Even with a Fineco Account, while payment cards and bank transfers are enabled, the information on whether these methods allow for nearly instant withdrawals isn’t provided. In practice, banks typically process withdrawals with at least some delay, especially if using card transfers or cross-border transactions. From my perspective, the lack of instant withdrawal options is a cautionary point. Fast access to funds is crucial for me, particularly in volatile markets, both for risk management and peace of mind. Fineco’s payment structure seems to reflect more traditional European banking practices, where “immediate” settlements are rare compared to some fintech-focused brokers. Overall, I would not rely on Fineco if instant liquidity is a decisive factor for you. This underlines the importance of carefully assessing withdrawal timelines before depositing significant capital, especially when the broker is not under formal regulation. For me, this remains a significant consideration in broker selection.