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Based on my thorough review of TorFX as a currency transfer service, my experience suggests that obtaining typical forex spreads—such as for the EUR/USD pair—is not possible with this provider. Having traded extensively with multiple platforms, I know how crucial it is to compare spreads before committing funds, especially for high-volume pairs like EUR/USD, which usually have the tightest spreads on most brokerages. With TorFX, however, the situation is quite different. They operate primarily as a money transfer and currency exchange service rather than a classic forex broker. According to the information available, their main offerings focus on international money transfers, personalized risk management, and forward contracts, rather than providing a live trading environment or quoting visible spreads for trading currency pairs. In my own evaluation, I found no mention of a trading platform or live spread information, which for me is a significant limitation if one's goal is actual forex trading rather than pure currency exchange. Additionally, several user exposures raise serious concerns about withdrawal difficulties and overall experience, reinforcing my cautious approach. For me, the lack of transparency about spreads, paired with these user complaints, means TorFX is not suitable for standard forex trading and especially not for those who require clear, competitive spreads on EUR/USD. If spreads are a priority, I would advise considering traditional, well-regulated forex brokers that publish full details.