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When I evaluated Specter.ai for my own trading purposes, one important factor I investigated was withdrawal speed. Based on the operational information, Specter.ai processes withdrawals without holding client payments itself. Instead, when making withdrawals—whether to a bank account or an e-wallet—the transaction speed isn’t solely in Specter.ai’s hands, but rather is dictated by the payment provider chosen for the transfer. In my experience using platforms with a similar structure, this can mean variability, but Specter.ai indicates that the typical timeframe is within 24 hours for most payment methods. Personally, I appreciate not needing to wait for manual broker intervention, as automated processing often streamlines the experience. However, it’s crucial to keep in mind that if you use certain methods—especially traditional bank transfers or region-specific e-wallets—processing may occasionally stretch beyond the advertised window due to banking hours, public holidays, or additional compliance checks. As someone who prioritizes safety, I always recommend funding and withdrawing with care, starting with small amounts to validate processing times before committing significant capital. While instant withdrawal options can be very attractive, it is wise to be cautious, especially since Specter.ai lacks recognized regulatory oversight. For me, the stated "up to 24 hours" frame has been reasonable, but I approach each transaction conservatively, monitoring for any delays and promptly following up with support if needed.