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The biggest downside of NPB for me is its lack of regulation in trading and investment services. While it excels in offering traditional banking services, it does not provide any forex trading, stock trading, or cryptocurrency services. Additionally, NPB’s high fees for international remittance and currency exchange are a significant drawback. For example, ¥7,500 withdrawal fees for international wire transfers are quite steep. As someone seeking to trade forex or invest in various asset classes, the lack of npb login for access to a trading platform makes NPB an unappealing option. The high fees and lack of transparent trading services make it a poor fit for anyone looking for low-cost financial trading options.