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As an experienced trader evaluating brokers for reliability and suitability, I take account types very seriously. At ADCB, my assessment is that the two primary account types—Individual Brokerage Account and Institutional Brokerage Account—are structured to accommodate different tiers of clients, namely retail individuals and larger organizations. For someone trading on their own like me, the Individual Brokerage Account would be the natural choice, whereas larger entities or funds would look at the Institutional option. What stands out to me is that ADCB also offers a range of general banking accounts, such as Current & Savings Accounts, Etihad Guest Accounts, and Fixed Deposit Accounts, which might serve both investors' transactional and investment purposes. However, it’s crucial to distinguish between these bank products and the brokerage accounts dedicated strictly to trading and asset management. From my perspective, the Individual account likely focuses on personal trading needs—portfolio access, mobile/web trading, and so forth—while the Institutional account may offer bespoke services, potentially including dedicated support or tailored reporting. I do want to highlight my concerns: the clarity around regulatory status is lacking, and there are warnings of high potential risk and a suspicious license scope. This affects my confidence in exploring the full extent of what each account type truly entails, especially where client protection is concerned. In short, while there’s a clear framework for different client types, the lack of transparency and regulatory assurance makes me extremely cautious about relying solely on the distinctions between ADCB’s account offerings.