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As an experienced trader, my assessment of CurrencyFair is that it operates primarily as a money transfer service rather than a classic forex broker, and the information available does not reference the application of typical swap fees or overnight financing charges. In contrast, most traditional forex brokers openly disclose their swap rates, which are a vital consideration for traders holding positions overnight. From my perspective, the absence of explicit details regarding swap fees at CurrencyFair means I am unable to directly compare these charges to those of other brokers who publish and regularly update such information. My practice is to always look for clear, accessible disclosures of all trading costs, especially those that impact longer-term positions, since unforeseen financing fees can erode profits or increase losses over time. While CurrencyFair is regulated under the Australian Securities and Investment Commission (ASIC) and seems to offer transparent flat fees on its transfers, there is no evidence it offers leveraged trading where swap fees typically apply. For me, this is a critical point; if managing swap costs is a priority, I require clarity about whether such costs exist and what they entail, so I can make prudent trading decisions. Given this, anyone seeking to actively trade forex, rather than transfer funds, should proceed carefully and ensure they understand all potential charges before opening an account.