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As an experienced trader who relies on transparency and clear regulatory oversight, the swap fees or overnight financing charges at Commerzbank present some unique challenges for me. Based on my review, the biggest issue is the lack of detailed, accessible information about their fee structure—particularly with regard to overnight costs. Most reputable brokers provide explicit breakdowns of their swap rates or financing charges, either directly on their platform or through customer support. In contrast, Commerzbank does not make this information sufficiently clear, which makes it difficult for me to accurately compare their costs with industry standards. This lack of transparency is compounded by the fact that Commerzbank operates without valid regulatory oversight for its trading services. Regulation is crucial because it typically mandates clear client communication about fees and protects against unfavorable, hidden charges. Without it, I have to be especially cautious; I cannot assume their swap fees are competitive, fair, or in line with best practices. In my experience, the absence of clear, published swap rates can lead to unexpectedly high costs, which is a significant risk for anyone using leveraged or overnight positions. Until Commerzbank clarifies its fee model—especially overnight financing—I am unable to confidently assess whether their charges are reasonable compared to other, more transparent brokers. For me, that’s a red flag, and sufficient reason to proceed with great caution.