WikiFX

Sagot

Drawing on my experience in evaluating financial institutions, the matter of inactivity fees is a key consideration for anyone planning to hold accounts or invest with a bank like Johnan Shinkin. Based on the available information, Johnan Shinkin is a Japanese bank offering a range of financial services and charges various fees, including those for ATM usage, transfers, foreign remittances, safe deposit boxes, and currency exchanges. However, no explicit reference is made to inactivity fees within the provided details. From a risk-conscious perspective, the absence of mention does not outright confirm that such fees don't exist. In my own due diligence, I’ve found it's not uncommon for traditional banks in Japan to avoid charging inactivity fees on standard savings or deposit accounts, but this can’t be assumed universally—especially when the bank is not subject to stringent regulatory oversight, which is a significant flag for me. Given that Johnan Shinkin operates without recognized regulatory supervision and already imposes a range of other fees, I would strongly advise anyone—myself included—to directly verify with the bank before opening an account or leaving funds dormant. If your trading or account strategy might involve periods of inactivity, I’d personally seek clear, written evidence from a reliable company source about all possible fees, including inactivity fees. This careful approach is essential for protecting one's capital, especially in a setting where regulatory protection isn’t guaranteed. Always prioritize direct confirmation over assumptions or incomplete third-party summaries.