Drawing directly from my experience as a trader and after careful research into WorldFirst, I found that their service model is quite distinct from most retail forex brokers. WorldFirst does not offer the typical tiered trading account types that many forex traders might expect, such as standard, ECN, or VIP accounts. Instead, the accounts are designed primarily for businesses, providing what they call “multi-currency accounts” intended to streamline cross-border payments, currency conversion, and business funding needs. For me, this means the comparison is less about different trading account levels and more about the integrated functionality offered to global SMEs. The main offering—World Account—allows users to hold, send, and receive payments in over 20 currencies with no ongoing maintenance fees. Features like marketplace collection, client invoicing, mass payments, and integration with tools such as Xero or NetSuite are geared toward operational efficiency for companies, not trading flexibility for individuals. From a risk management perspective, while the platform advertises capped and transparent fees—which can provide cost clarity—there have been several user complaints about account holds and withdrawal difficulties, citing requests for additional funds to unlock accounts. This raises a cautionary flag for me, especially when dealing with substantial sums. Ultimately, if you’re seeking a traditional forex trading experience with varied account options, WorldFirst’s business-focused model may not align with what most retail traders need. Their offering serves international payment and business FX needs, and traders should approach with measured expectations and always prioritize security and regulatory compliance.