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Drawing on my own assessment of Standard Bank’s terms, I could not find any specific mention of inactivity fees or their particular conditions. As someone who values clear cost structures, the available information makes it difficult for me to determine if an account might incur charges simply for remaining dormant. I find this notable because, in my experience, most reputable brokers are transparent about such fees due to their potential impact on a trader’s long-term capital. Instead, the fee structure I identified relates primarily to deposit handling—a charge of US$0.05 per deposit—and a general administration fee calculated at 20 basis points. Transaction commissions are not imposed for standard trading activities, and settlements usually take two business days. However, the absence of details about inactivity fees, combined with the broker’s lack of regulatory oversight, leaves me cautious. For me, this lack of transparency around non-trading charges is a risk factor, especially if I planned longer periods of inactivity or low-frequency trading. In sum, no inactivity fees are listed, but with such limited disclosure, I would advise that traders stay alert and directly confirm these terms with Standard Bank before opening or funding an account. Being proactive is, in my view, essential for safeguarding both funds and peace of mind.